Traveling is an incredible experience, but it’s common to encounter misadventures every now and then while in-transit. We asked frequent flyers to find out the top five problems they often face when traveling. Plus, the one important thing can help save travelers from even more inconveniences.

With Christmas right around the corner, excitement fills the air as most of us will be receiving our much-awaited holiday bonus. But before we even think of ways to spend the money—go on a shopping spree like there’s no tomorrow or purchase business class tickets to your dream destination.

The average Filipino family dreams of owning a house and lot, a place that they can call ‘home.’ For many, it is a measure of success, a real and tangible reminder for themselves that they’ve made it. That is why new homeowners feel a great sense of accomplishment after they sign and finalize the deed.

Every time we decide to go on a holiday out of the country and book a flight, travel insurance always comes at the bottom of the checklist, sometimes, skipped. Truth is, travel insurance is something we need, so we have to learn more about it. Being such a broad topic, it can get confusing.