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Motor

Everyone can drive safely and confidently everyday with UCPB GEN Motor Insurance. When facing unforgiving roads and uncontrollable traffic, protect your car - as well as the people in it - with a comprehensive coverage against:

  • Loss or damage to the insured vehicle and its accessories/spare parts due to:
    • Accident collision or overturning
    • Fire, external explosion, self-ignition or lightning
    • Burglary or Theft (including carnapping)
    • Malicious act
    • Transit by road, rail, inland waterway, lift or elevator
    • In the event of an accident, the Liability Insurance covers any amount the insured may be obligated to pay due to any injury to, or death of any person, loss or damage to the property of other persons, that the insured may have caused due to his/her fault or negligence.
  • Compulsory Third Party Liability (CTPL)
    • Required by law for car registration to protect the insured against liability in respect of bodily injury and/or death to the third party
  • Voluntary Third Party Liability (TPL)
    • Pays up to Php 250,000 for legal liabilities on bodily injury and property damage arising from an accident of your own fault.
  • Auto Personal Accident for Unnamed Driver and Passenger
    • Indemnity for accidental death and disablement (AD&D) up to Php 50,000 per seat on any one occurrence.
  • Plus Medical Expense Reimbursement
    • Pays up to 10% of the AD&D Benefit for the driver and passenger arising from an accident on any one occurrence.
  • Extended Service: KaLAKBAY
    • Our kaLAKBAY Road Assistance service assists even during the unexpected critical moments on the road. A 24-hour road assistance to UCPB GEN motorcar policyholders that can definitely give you peace of mind anytime of the day and any day of the week!
  • Extended Service: Gawa Agad
    • UCPB GEN's exclusive Gawa Agad offer to our motor insurance policyholders allows selected repair shops to process their claims instead of having them go to our branches.
  • Optional Benefit (Additional Premium): Acts of God
    • Pays for loss or damage to the vehicle and its accessories due to flood, typhoon, hurricane, volcanic eruption, earthquake, or other natural calamities.

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