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SECTION I
ACCIDENTAL DEATH AND DISABLEMENT
Provides coverage for death and/or disablement caused by an accident during the travel.
SECTION II
MEDICAL, FUNERAL AND REPATRIATION EXPENSES
Reimburses the actual medical expenses necessarily due to accident during his travel within the coverage. Medical expenses shall include hospital confinement, medicines, professional fees, ambulance service, laboratory tests and examinations.
Pays the necessary cost of the funeral expenses and of transporting the body or ashes to the deceased's place of domicile in case of death due to accident.
Dental and optical expenses are not covered unless necessitated.
SECTION III
BAGGAGE
Reimburses actual purchase of essential clothing and personal items if checked-in baggage is delayed by more than 12 hours at point of destination.
Pays actual or replacement cost of lost baggage due to theft.
Repairs or reinstates damaged baggage (with allowance for depreciation, and wear & tear) while in the possession of the hotel or common carrier.
SECTION IV
PERSONAL LIABILITY
Provides cover against legal liability for bodily injury or property damage to third parties due to negligence.
SECTION V
COMPASSIONATE VISIT
Pays for the transportation and accommodation expenses of an adult family member if Insured Person is hospitalized for more than 10 days during the trip as a result of an accident and no adult family member is with the insured.
SECTION VI
STRIKES AND AIRCRAFT SKYJACKING
Pays the selected amount of benefit for each day of delay in excess of 24 hours up to 5 days due to strikes and aircraft skyjacking.
SECTION VII
TRIP CANCELLATION
Pays for the loss of travel fare and/or accommodation expenses paid in advance and not refundable if trip had to be cancelled due to any of the following events occurring within 10 days before the scheduled departure date:
- Death or serious injury of the Insured Person
- Death of spouse, child, parent, sister or brother
SECTION VIII
TRIP TERMINATION
Pays for the loss of travel fare and/or accommodation expenses paid in advance and not refundable if after the commencement of the trip, immediate return to the Philippines is necessary due to any of the following events:
- Death or serious injury of the Insured Person
- Death of spouse, child, parents, sister or brother who is a resident of the Philippines
| Schedule of Benefits |
| |
Economy |
Business |
Luxury |
| I. Accidental Death and Disablement |
P500,000 |
P1,000,000 |
P2,000,000 |
II. Medical, Funeral and Repartriation Expenses
(Subject to Deductible - for per trip basis)* |
50,000
1,000 |
100,000 |
200,000
10,000 |
III. Baggage Loss or damage
(Subject to Deductible of 5%) Delay |
20,000
5,000 |
30,000
7,500 |
50,000
10,000 |
IV. Personal Liability
(Subject to Deductible of 2%) |
250,000 |
500,000 |
1,000,000 |
V.
Compassionate Visit
|
100,000 |
100,000 |
100,000 |
VI. Strikes and Aircraft Skyjacking
(Per Day) |
1,000 |
1,000 |
1,000 |
VII. Trip Cancellation
(Maximum actual cost of) |
100,000 |
100,000 |
100,000 |
VIII. Trip Termination
(Maximum actual cost of)
Per trip basis
Premium
Up to 5 days
Up to 10 days
Up to 15 days
Up to 20 days
Up to 25 days
Up to 30 days
Additional Week |
100,000
P 584
874
1,165
1,458
1,749
2,040
500
|
100,000
P
748
1,125
1,496
1,873
2,244
2,621
650
|
100,000
P
1,079
1,620
2,159
2,700
3,238
3,779
850
|
|
