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EXCEL PROTECT PACKAGES
Home Excel Protect
Motor Excel Protect
Family Excel Protect
Travel Excel Protect
Golf Excel Protect
Student Excel Protect
Pro-BIZ

Maximum Cover + benefits Never
Before Possible!

Basic Cover
Loss or damage due to vehicle and its accessories due to:

  • Accidental collision or overturning
  • Fire, lightning, external explosion, self-ignition
  • Burglary or theft (including carnapping)
  • Malicious acts
  • Transit by road, rail, inland waterway, lift or elevator.

Additional Benefits

  • Voluntary Third Party Liability
    Pays up to P200,000 each for legal liabilities on bodily injury and property damage arising from an accident of your own fault.
  • Auto Personal Accident for Unnamed Driver and Passengers
    Indemnity for accidental death and disablement (AD & D) of P50,000 per seat up to a maximum of the authorized seating capacity on any one occurrence.
  • Medical Expense Reimbursement
    of up to 10% of the AD & D Benefit for the driver and passenger arising from an accident on any one occurrence.

Insurable Vehicle
Vehicle not more than 10 years of age under the following classifications may be covered.

  • Private Cars
    Private cars used for social and domestic purpose/pleasure as well as private and company/owned cars used for the business or profession of insured.
  • Commercial Vehicles
    Light utility vehicles used for the transport of and/or carrying owned goods or products.

Optional Benefits (for an additional premium):

  • Compulsory Third Party Liability
    Pays for third party liability as required by law for car registration.
  • Acts of God
    Pays for loss or damage to the vehicle and its accessories due to flood, typhoon, hurricane, volcanic eruption, earthquake or other natural calamities.
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